oltevorvionera - Monthly financial planning subscription service

Definitions

For the purposes of these Terms, the following definitions apply:

• "Service" refers to our monthly financial planning subscription and consultation services
• "User" or "You" refers to any person accessing or using our services
• "Content" includes all information, data, and materials provided through our service
• "Agreement" refers to these Terms and Conditions and our Privacy Policy

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services.

oltevorvionera financial planning services logo: oltevorvionera financial planning services logo

You must provide accurate information and maintain the confidentiality of your account details.

Service Usage Rules

When using our services, you agree to the following terms:

Permitted Use

• Use our services for legitimate financial planning purposes
• Provide accurate and complete information during consultations
• Respect the professional relationship with our consultants

Prohibited Use

• Using our services for illegal or fraudulent activities
• Sharing your account access with unauthorized third parties
• Attempting to circumvent payment or subscription requirements
• Harassing or inappropriate behavior toward our staff

Your Responsibilities

As a user of our service, you are responsible for:

• Maintaining accurate and up-to-date account information
• Keeping your login credentials secure and confidential
• Promptly notifying us of any unauthorized account access
• Making timely payments for your subscription

Intellectual Property

All content on our website and materials provided during consultations remain the intellectual property of oltevorvionera.

All materials are protected by Australian copyright law.

We grant you a limited, non-transferable license to use our materials solely for your personal financial planning.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your data.

We collect only information necessary to provide our services and comply with legal requirements.

Payment Terms

Our subscription service is billed monthly in advance. Payment terms include:

• Monthly subscription fee of $250 AUD plus applicable GST
• Payment due on the same date each month from your subscription start
• Automatic renewal unless cancelled with 30 days' notice

Service Disclaimers

Our services are provided "as is" without warranties of any kind.

We make no guarantees about specific outcomes or results from our consultations.

All financial decisions involve risk. Market conditions can change rapidly and may result in losses.

Limitation of Liability

Our liability is limited to the amount you have paid for services in the 12 months preceding any claim.

In no event shall our total liability exceed $3000 AUD.

We are not liable for any indirect, incidental, or consequential damages.

Indemnification

You agree to indemnify oltevorvionera against any claims arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Alternative Dispute Resolution

Disputes will first be addressed through good faith negotiation between the parties.

If negotiation fails, disputes may be resolved through mediation or arbitration under Australian commercial arbitration rules.

Consumer Rights

Australian consumers have access to external dispute resolution through the Australian Financial Complaints Authority.

Visit AFCA website

Email: contact@oltevorvionera.com

Termination

Either party may terminate the subscription with 30 days' written notice. We may terminate immediately for breach of these terms.

Upon termination, access to services will cease, but payment obligations for services already provided remain.

Changes to Terms

We may modify these terms with 30 days' notice posted on our website or sent to your registered email address.

Continued use of our services after notification constitutes acceptance of modified terms.

Governing Law

These terms are governed by the laws of Australia and the state of Victoria.

Any legal proceedings will be conducted in the courts of Victoria, Australia.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and oltevorvionera.

Contact Information

For questions about these terms, contact us at contact@oltevorvionera.com or +61 434 846 444.

oltevorvionera

Level 12, 145 Collins Street, Melbourne VIC 3000